British tourists travelling to Thailand are being warned that their travel insurance policies may not cover them in the event of a medical emergency. Most travel insurance is not designed to cover life-saving operations or expensive repatriation, Pattaya Mail reported yesterday.
The Association of British Insurers says that 17% of all overseas claims are rejected due to lack of documentation, and the average payout for successful claims is just over £1,000. Insurers mainly pay out on small issues such as lost luggage or booking cancellations, rather than medical emergencies.
According to the award-winning blog Travelbunny, insurance failures are often due to the small print in policies, which is there to protect the company’s funds. For example, in 10 road accidents, five British tourists were refused cover because they were not wearing a crash helmet. Two were participating in…
