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Monday, April 29, 2024

What banks in USA to open for best money transfer as an expat?

Hi, I will probably be an expat by mid next year, so wanted to start prepping in the states while I am still here. Currently I have Capital One, Bank of America, Fidelity Cash Management Account, and Charles Schwab accounts opened.

I read on old posts that Citi Bank is the best since it allows for transfers from Thai Citi Bank to US Citi Bank without fees, but then I read that UOB bought or owns Thai Citi Bank or something. So would having a US Citi Bank have any advantages or is another US Bank better?

Thanks!

Edit: Any credit card tips are welcomed too!

Summary:
– Wise or Swift for US to Thai transfer.
– Dee Money for Thai to US transfer.
– Mint Mobile $15/month to keep US phone number for international OTP texts from banks and online services. 5GB of data for when in US.
– Schwab Debit card for no ATM fee cash withdrawals.



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