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Thailand: The new Bank of Thailand notification on responsible lending
In brief
The Bank of Thailand (BOT) intends to strengthen the role of financial service providers in taking responsibility for consumers throughout the loan debt cycle appropriately and comprehensively. The BOT Notification No. Sor Gor Chor. 7/2566 re: Responsible Lending was issued by the BOT and announced in the Government Gazette on 27 December 2023, and became effective on 1 January 2024 (“Notification“).
The Notification applies to various service providers, including the following:
- Financial institutions and companies within its financial business group
- Asset management companies
- Credit card business operators
- Personal loan business operators under supervision
- Nano-finance business operators under supervision
These entities are collectively referred to as “Service Providers“1.
Background
The Notification requires the…
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