Requirements & Benefits for Expats

You don’t need a Thai credit card to live in Thailand; there’s plenty of others ways to pay for goods and services. However,  depending on your situation, it may be something you want to consider.

Perhaps the biggest benefit of a credit card is reducing the cost of foreign currency surcharges. And then there’s perks such as air miles and discounts on hotels and restaurants, travel insurance, and even home maintenance cover.

Getting a credit card as a foreign national isn’t necessarily hard, but there are standard requirements, and in some cases a yearly fee. Some banks are easier to deal with than others, too.

In this guide, we’ll take a look the requirements, application process, pros and cons, and the alternatives.

Thai Credit Card Requirements

To apply for a credit card you need to have a work permit and demonstrate proof of income.

Generally speaking, a bank will ask that you have at…