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Deposit ratio of GSB not expected to decrease
The deposit ratio outlook for the Government Savings Bank (GSB) is not expected to decline as the bank offers higher deposit interest rates than large commercial banks.
Though Thailand is going through an economic crisis caused by the pandemic, the bank projects this year’s total savings deposits to tally 2.5 trillion baht, an increase of 50 billion from year-end 2019, said president and chief executive Vitai Ratanakorn.
GSB has strong fundamental business operations and is guaranteed by the government, and it offers higher deposit interest rates, by an average of 10-30 satang, depending on deposit products, than the top five commercial lenders in the country, said Mr Vitai.
Some 50% of the bank’s total savings deposits are identified as GSB lottery, and 20% are made up of current account and savings deposits, with the rest attributed to fixed deposits.
The total…
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