I have April Thailand (LMG Insurance) as health insurance for Thailand.
For exclusions, I have:
article 37. Any loss or injury arising from the action of the covered person whilst under the influence of alcohol, addictive or psychoactive drugs, narcotic drugs to the extent of being unable to properly control one’s mind.
article 37.1 The term “under the influence of alcohol” in the event of a blood test refers to a blood/alcohol level of 150 mg percent and over.
End of copy.
My question is: Do you also have exclusions in your insurance for alcohol and drugs, and what are the numbers?
And do you believe that these numbers are reasonable or to low/to high?
