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Prime Minister visits Nan area Moving forward to solve the problem of informal debt

Prime Minister visits Nan area Moving forward to solve the problem of informal debt Remind all sectors to speed up success. Emphasis on debtor safety

At 2:00 p.m. at Nan Provincial Hall, Chaiyasathan Subdistrict, Mueang Nan District, Nan Province, Mr. Settha Thavisin, Prime Minister and Minister of Finance Visited the area to follow up on the issue of negotiations to resolve informal debt in Nan Province. Along with meeting to discuss with relevant government agencies in Nan Province. and attended to listen to negotiations on solving debt problems between people (debtors) and relevant government agencies in Nan Province, with Mr. Phumtham Wechayachai, Deputy Prime Minister and Minister of Commerce, Mr. Anutin Charnvirakul, Deputy Prime Minister and Minister Ministry of Interior, Mr. Chulaphan Amornvivat, Deputy Minister of Finance, also participated.

Mr. Chai Watcharong, spokesman for the Prime Minister's Office, revealed that the Prime Minister has given a policy that Today it is the first time we come to visit the area of ​​Nan province. Set a goal to be a model province in driving the issue of solving all problems of informal debt. which the government has already announced as a national agenda Actions to resolve past debts This does not mean that the officials neglected it.

But it is well known that this problem has been with Thai society for a long time. and solved the problem on the basis of areas where it could be done Today is considered a good omen. with the prime minister Deputy Prime Minister and relevant agencies travel to the area to listen and solve problems. The government gives importance to this problem. If the problem is not solved It will become a precursor to various problems.

Both drug problems, social problems, and people's insecurity problems. Even though Nan Province is a small province, it has all departments. If we can work together We can develop and solve this problem. The issue of informal debt is a problem of concern for the people. It's a problem that's not a fault. The problem is not caused by gambling or buying drugs. But it is an economic problem that everyone knows well. including being charged unfair interest

Today the government will move forward to solve the problem in a concrete way. Request that all agencies join together to be a host to solve problems to be fair to both creditors and debtors. By adhering to the law If this can be done, there will be change and good things will follow in the lives of the people. May everyone sitting here be servants of the people. This is a big deal. that this government has determined must be accomplished Ask Nan Province to be a model province in solving problems. Request the Ministry of Interior to instruct subordinate agencies in the area to take special care of this matter. I would like to give hope to all officials. Every agency returns smiles to all Thai people.

The Prime Minister praised the successful resolution of the issue. But there are still problems with operations. From the large number of people who registered But when it was time to negotiate and mediate Instead, there were only a small number of debtors traveling into the system. Please consider the work process. Changed from the debtor traveling to the province. Organize a debt resolving market in the sub-district.

Make it easier for creditors and debtors to travel Along with assigning the Department of Provincial Administration to order kamnans, village headmen, and administrative officials to go to the area to collect information. Provide more convenience to the people along with entrusting the security department to take care of the life safety of the debtors and assigned to BAAC and Government Savings Bank Calculate debt rate and interest amount sent. If it exceeds the loan amount Please negotiate to settle the debt.

Meanwhile, Mr. Anutin Charnvirakul, Deputy Prime Minister and Minister of Interior, said that the Ministry of Interior is ready to receive the Prime Minister's orders and carry them out. along with confirming that the Ministry of Interior has announced a clear policy Have government officials go to the area to meet with villagers and ask for information. Provide full assistance to the people and urged the administration to drive forward the work to solve the debt problem to achieve more concrete results.

For solving the problem of informal debt in Nan Province According to the guidelines of the Department of Provincial Administration and
Ministry of Interior specifies There are people who have registered to apply for assistance (information as of December 22). The number of debtors is 563, the number of creditors is 518, and the total debt value is 33,041,242 baht. The top 5 causes of debt are consumer-related, 602 people, investment-related, 496 people. 109 residents, 288 tuition fees, and 17 gambling

Nan Province has set goals and indicators as follows: 1. Schedule mediation negotiations for at least 80 percent of debtors in the system and creditors according to the database. They can agree on not less than 50 percent. 2. Police officers Able to prosecute a total of 70 percent of the cases handled. Processing time: If the application is not complicated, it must be completed within 3 months. In complex cases, no more than 3 months. 3. Providing financial assistance. which must be provided with loans by the Government Savings Bank and banks

For agriculture and agricultural cooperatives There is a target of not less than 70 percent of the registrants receiving assistance. 4. Every district must complete mediation in at least 1 example case (Best Practice) and 5. Nan Province specifies that the overall problem can be resolved effectively. At least 10% of registrants by December 31, 2023

For the results of solving problems. The past of Nan Province Out of a total of 563 registered debtors, 52 debtors entered the mediation process, accounting for 32.70%, 4 were successful in mediation, 48 were in mediation process, and 28 were asked to provide low-interest loan sources by the government, accounting for 17.61%, total results of operations. Assistance has been resolved for 80 cases, accounting for 50.31%.

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