Health concerns over PM2.5 air pollution in Thailand are escalating, prompting insurance companies to develop policies that cover respiratory diseases attributed to the hazardous particulate matter. TQM Insurance Brokers, in collaboration with Bangkok Insurance (BKI), has introduced a novel health insurance policy specifically designed for ailments related to PM2.5 dust exposure.
The policy stipulates that if an insured individual is hospitalised for over five days due to such illness, a consolation payment of 100,000 baht will be remitted. Furthermore, the policyholder is entitled to daily compensation for up to 30 days as an inpatient.
Medical expenses for outpatients are covered by the policy, including coverage for acute respiratory infections (excluding Covid-19), cardiovascular disease, emphysema, conjunctivitis, and lung cancer (for…
