Krungsri Consumer suggests tips on ‘How to conduct online financial transactions safely’ • Thumbsup

‘Prevention is better than cure’ is always a classic teaching. Especially when it comes to money and gold, especially nowadays, scammers disguise themselves with all sorts of deceitful methods, how should we prevent them? To conduct financial transactions safely through online channels, Krungsri Consumer, a credit card and personal loan provider, has good advice for you.

• Do not click links from suspicious SMS, Email or Line – Most financial institutions do not have a policy to send SMS, Email or Line to customers requesting personal information. or to download various applications if there is a strange SMS message, e-mail or LINE, impersonating the name of various agencies Send it to inform me to press the link. fill out personal information Or ask to transfer any fees to be mindful and think carefully. Check the source whether it’s reliable or not. If you’re not sure – don’t press – don’t fill in – don’t transfer, it’s safer.
• Check first, be sure – if someone you don’t know contacts you Pretending to be from any agency Ask for information of the contact person, such as name-surname, agency, reason for contact. Then ask to hang up first. Then contact the alleged agency for investigation. If in doubt, do not believe and make any requests before verifying the facts.
• do not share personal information Financial information – Don’t share your personal or financial information with anyone, such as a picture of your ID card. Date of birth, account number, credit card number, CVV code because it is information that fraudsters may use. Should avoid posting these information on social media and do not enter personal information on websites, Line or online channels that are not sure of origin.

• Set a strong password for access – A strong password / PIN should be set for transactions through different applications and do not use the same password for every app. secret Don’t share the code with others. and should change the code every 3 months
• OTP is only ‘Only Me’ – When receiving OTP, always check what OTP is used for and do not share this OTP to anyone. because it may open a channel to access our smartphones remotely (Remote Access)
• Choose a trusted website or application. When paying online – choose a standard and secure website/store/app to accept payments through services like Verified By Visa or MasterCard ID Check that use a one-time password or OTP from the provider. credit card It is to verify your identity in every online transaction.
• limiting the amount of money used for online transactions to suit the usage – nowadays, many financial institutions There is a service that allows users to set a transaction limit to suit their needs. for peace of mind Users can set a limit for online transactions as needed. to suit their own use
• Open for notification of spending items. Safer – should set up to receive notifications. (Notification) on mobile applications or various banking applications in order to receive notifications when making transactions. and keep checking constant notifications If abnormal items are found Immediately contact the service provider financial institution to verify.
• Keep your contact number up to date – if your contact number changes. should notify the financial institution providing service In the case where financial institutions providing services Unusual expenses were detected. will be able to contact us in a timely manner

If you can follow these information. Guarantee that it’s definitely safe.