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Addressing Thailand’s household debt problems (BoT)
The BOT aims to ensure fairer debtor protection by regulating interest rates and fees, providing accurate and comprehensive information to debtors, and fostering financial discipline through responsible borrowing.
The Bank of Thailand (BOT) is focused on addressing household debt problems through various measures. They have implemented debt assistance programs and issued guidelines on Responsible Lending for creditors. The key takeaways include:
- Continuing debt restructuring for retail and SME debtors facing repayment difficulties.
- Resolving persistent debt among vulnerable groups with higher interest payments.
- Ensuring fairer debtor protection by regulating interest rates, fees, and providing accurate financial information.
Beginning in April 2024, measures will be put in place to resolve persistent debt among vulnerable groups with higher interest payments, offering assistance to speed…
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