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Reverse mortgage touted for elderly
Reverse mortgage touted for elderly
State urged to cap the interest rate
The government should utilise the concept of reverse mortgage (RM) to help the kingdom’s elderly population gain financial security, a seminar was told earlier this week.
RM, which takes equity from one’s home and converts it into payments for the homeowner, can provide loans to those unsure if they have enough savings to sustain themselves, according to speakers at a seminar on the “Management of Elderly People’s Assets” in Bangkok on Wednesday.
People’s homes would still be used as collateral.
A survey conducted by the seminar’s organisers found that 70% of respondents were not confident they have enough money saved to support themselves, while 50% said they were still looking after adult children and grandchildren.
The survey was conducted…
Read more…
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