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Growing business | Philstar.com
The Philippines has a large untapped market that fintech companies can capitalize on given conventional banks’ slow progress in offering digital financial services, according to the latest report of Moody’s Investors Services.
In addition, social distancing measures due to the pandemic have provided the catalyst and will spur the adoption of digital financial services.
According to Moody’s analyst Joyce Ong, fintech companies and a new breed of digital-only banks threaten to surpass conventional banks in key retail banking areas, such as credit cards, depository services, remittances, and unsecured lending, with products that are more accessible and easier to use.
She noted that the country has a large untapped market because about 70 percent of adults in the Philippines still lack access to banking and financial services. Data from the World Bank…
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